Cooperative Extension Service, South Dakota State University
Since most households have limited money resources to cover all needs and wants, choices have to be made. Using this booklet regularly will help you make decisions—about how you use your money, keep track of your spending, and plan future spending. Having a written spending plan will enhance your financial management. Your spending plan must be flexible because circumstances and situations change. So use a pencil to keep and adjust your records.
Gorham, Liz, "Household Account Book" (2003). SDSU Extension Circulars. 481.