Title

Stock Market Volatility and Changes in Financial Risk Tolerance During the Great Recession

Document Type

Article

Publication Date

2017

Abstract

This study investigated the degree to which the financial risk tolerance of individuals was influenced by volatility in the U.S. equities market during the period of the Great Recession. Based on data from a valid and reliable risk tolerance scale and return information for the Standard and Poor’s (S&P) 500 index, there does appear to be some associations between daily market volatility and changes in risk tolerance scores. Changes in risk tolerance scores were also calculated using short- and intermediate-term volatility measures. The relationships do vary, however, with evidence supporting the relationship only 64% of the time. Overall, changes in financial risk tolerance scores were found to be modest. Although not following hypothesized directions at all times, risk tolerance was not influenced by the length of volatility measurements.

Publication Title

Journal of Financial Counseling and Planning

Volume

28

Issue

1

DOI of Published Version

10.1891/1052-3073.28.1.140

COinS